SLIDER

Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Frugal wedding

September 3, 2014

Hi there! Turns out I haven't posted in a while…oops! Well, to get you updated on what's going on, I recently got engaged to my best friend and I couldn't be happier! 


Be prepared for many DIY and minimalist wedding posts in the future. One things that we have always wanted was a wedding that didn't cost much, but was all about us and what we wanted, with close and friends there to celebrate with us. We definitely aren't going with many traditional wedding ideas and we are so excited about it.

Do any of you have any frugal wedding ideas you'd like to share? or any ways to have money will planning this fun day? let me know! :)


Congratulations to me!

September 12, 2013

Today was like any average day.  I got home from work, checked my mail and guess what? I received some great news! Especially for a personal finance blogger!

The letter opened with this line:

Congratulations! Your student loan is now fully paid!

Heck YES I did a little happy dance in the elevator to my apartment!  Anyone that has had to pay for school with a student loan can understand the feeling of that substantial debt being lifted off your shoulders. Of course, in that moment my mind then starts running with new figures and how my monthly budget is going to change.  That much more that I can add to my savings!

happy dance animated gif photo: NPH and Elmo dance happy GIF_003.gif

Adult life win! That's all I have to say!

Becoming minimalist

February 27, 2013

Becoming minimalist is a fairly new concept to me.  I have always heard it, but I never fully understood what it meant, which may sound silly, but judge not my fellow readers! To me that just meant being organized and not having a lot of stuff.  Now although that is correct, I always considered myself to have those qualities. Yet, who am I kidding?! I'm far from minimalist, but I would slowly like to get there.

The topic of minimalism definitely relates to my drive to me a millionaire before I'm 30.  Cutting down on useless products and stuff will help keep me organized as well as keep my life on track in terms of my spending. I don't want to buy things that I don't use or that just take up pointless space in my apartment.

I read somewhere that 80% of our activities are completed with only 20% of our things! Now I'm sure those numbers aren't set in stone, it depends on the person, but I feel like that statement has definite validity.  

Let's back track a little though on how my life is now.  I've always considered myself to be average or above average in the 'clean & tidy' category.  My apartment is pretty much always clean and organized, but I have little areas that are cluttered and I am running out of room for my stuff.  Which in my mind, isn't a reason to get a bigger place, it means I have some major spring cleaning and organizing to do.  

Do I really need 22 bottles of lotion? no.
Do I need 136 different pens and pencils? no. (I do have an obsession with office supplies though, specifically pens! But that's a post for another day!)
Do I need old magazines and old text books? no.
Do I need a closet full of drawer organizers and boxes when they aren't being used? no.

These are all areas that I need to work on, and hopefully start to organize and whittle down to only what I need, not what I want or what's on sale on large quantities, *cough* body lotion.  That way I can efficiently function in daily life without getting lost in a clutter abyss.

Is anyone else working towards becoming minimalist?